IMPORTANT SECURITY REMINDER - Don't be tricked into giving a scammer your information! 
Scammers can spoof phone numbers to make calls or texts look like they are coming from us, and they may ask for information such as your online/mobile banking login information, temporary passwords, verification codes, or your 16-digit card number and PIN. PLEASE REMEMBER - WE WILL NOT CALL OR TEXT YOU AND ASK FOR THIS INFORMATION. If you think you may have provided sensitive information to a scammer, please contact us at 901.380.7400, stop by your closest banking center, or send us a message via online or mobile banking so we can assist you. If you receive a call or text and are unsure if it legitimate, please hang up/do not text back and contact us.

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Refer your friends and family and you'll both get $50 when they join!*

Titanium/Edge VISA Credit Card

Titanium / Edge VISA Credit Card

Apply today!

0.00% APR on purchases for 6 Months! LEARN MORE HERE.

VISA Titanium/EdgeCredit Card

Our Titanium/Edge Credit Card* offers you:

  • Earn 1.5 points for every dollar spent on purchases
  • Earn 10,000 bonus points when you spend $1,000 in the first 90 days
  • Redeem your points for whatever you like, whenever you like - cash, gift cards, merchandise, travel and more
  • Take advantage of Visa's Concierge Service to book tickets for travel or entertainment, hotel reservations, and special events 

Check out our redemption site at CURewards.com. Once you create a user name and password, you can start to redeem your points for whatever you value the most.

Apply today!

Credit Card Rates
Effective Date: Friday, September 26th, 2025
NameAPR
Titanium/Edge 17.50% APR to 18.00% APR*
Platinum Flex/Rewards 15.50% APR to 18.00% APR*
Platinum Advantage 13.50% APR to 18.00% APR*

We also offer many ways to make your credit card loan payments. Learn more about our loan payment options

 

*You may access the disclosure here. This APR is variable and will vary with the market based on the Prime Rate. All credit card applications are subject to approval and not all applicants will qualify. Offer is subject to change or withdrawal without notice. Please see First South Financial for complete details. First South Financial is an equal opportunity lender.

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