Shop, Celebrate, and Make Memories!
Earn 2X Rewards on all Retail Related purchases and lower monthly payments with buy now, pay later!
Plus, transfer your higher interest balances to your First South Visa and get 0% APR* interest for 12 months!
Credit Card Rates
Effective Date: Saturday, December 21st, 2024
| Name | APR |
|---|---|
| Titanium/Edge | 18.00% APR to 26.50% APR* |
| Platinum Flex/Rewards | 16.50% APR to 24.50% APR* |
| Platinum Advantage | 14.50% APR to 22.50% APR* |
901-380-7400 or stop by any of our banking centers.
*APR = Annual Percentage Rate. Offer valid until 12/31/2024 and are subject to change or withdrawal without notice. Buy Now Pay Later is subject to credit qualification. Balance transfers are subject to a per balance transfer fee of $5 or 5% of the balance transfer amount, whichever is greater. Balances cannot be transferred from existing First South Financial loans or credit cards. 10,000 bonus points offer does not apply to existing First South Financial VISA credit cards. Credit cards are subject to approval criteria, not all applicants will qualify. No annual fee. Please see us for complete details. Application and solicitation disclosure.
Go to main navigation