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Refer your friends and family and you'll both get $50 when they join!*

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Zero Interest, Endless Rewards!

Zero Interest, Endless Rewards: 0% for 6 Months on Purchases or 12 Months on Balance Transfers!

Apply today!

Transfer your higher-interest balances to our Platinum Advantage Card and get 0% APR* interest for 12 months!

Or, 0% APR* for purchases for 6 months with our Rewards Credit Cards.

Credit Card Rates
Effective Date: Tuesday, March 25th, 2025
NameAPR
Titanium/Edge 17.50% APR to 18.00% APR*
Platinum Flex/Rewards 15.50% APR to 18.00% APR*
Platinum Advantage 13.50% APR to 18.00% APR*

To find out more, call us today at 901-380-7400 or stop by any of our banking centers.

Apply today!

*APR = Annual Percentage Rate. Offer valid until 3/31/2025 and are subject to change or withdrawal without notice. Buy Now Pay Later is subject to credit qualification. Balance transfers are subject to a per balance transfer fee of $5 or 5% of the balance transfer amount, whichever is greater. Balances cannot be transferred from existing First South Financial loans or credit cards. 10,000 bonus points offer does not apply to existing First South Financial VISA credit cards. Credit cards are subject to approval criteria, not all applicants will qualify. No annual fee. Please see us for complete details. Application and solicitation disclosure.

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