Zero Interest, Endless Rewards: 0% for 6 Months on Purchases or 12 Months on Balance Transfers!

Apply today!

Choose the Way You Want to Save & Earn!

Get rewarded for the way you spend. Whether you're looking to pay off balances faster or earn valuable rewards on everyday purchases, we have a special credit card offer just for you. Choose the card that fits your goals and start saving today!

Option 1: Earn Rewards + Enjoy 0% Interest for 6 Months

Apply & get approved for the Titanium/Edge Visa® Rewards Card or the Platinum Flex Visa® Rewards Card

Why You’ll Love It:

Titanium/Edge Visa® Rewards Card

• 0% Intro APR on purchases for 6 months

• 1.5 points per $1 spent – one of the most generous point structures available

• 10,000 bonus points after spending just $1,000 in the first 90 days — that’s like getting $100+ in value!

• Points redeemable for cash back, gift cards, travel, and more

Best for: Members who want to maximize rewards on every dollar spent while benefiting from short-term interest-free purchasing power.

Imagine This: Spend $1,000 in the first three months on groceries, gas, or bills — you not only get 10,000 bonus points, but you’ll also earn 1.5x points on top of that. All with no interest on those purchases for 6 months.

Platinum Flex Visa® Rewards Card

• 0% Intro APR on purchases for 6 months

• 1 point per $1 spent — a simple, steady way to earn

• Great for building credit while earning rewards on every purchase

Best for: Members who want flexibility, straightforward rewards, and a smart tool to help manage monthly expenses.

Option 2: Take Control of Debt with 0% Interest for 12 Months

Apply & get approved for the Platinum Advantage Visa®

Why You’ll Love It:

• 0% Intro APR on balance transfers for 12 months

• Consolidate high-interest credit card debt into one manageable, interest-free monthly payment

• Keep more of your money working for you — not your old card issuer

Best for: Members with existing credit card balances looking to eliminate interest payments and pay down debt faster.

Example: Transfer a $5,000 balance from a high-interest card and pay $0 in interest for 12 months — that’s hundreds saved in just one year!

The Power to Choose Is Yours

No matter your goal — rewards, savings, or smarter financial management — our Visa® card lineup offers a powerful solution:

How to Get Started:

1. Choose your card based on your financial goals

2. Apply online in minutes

3. Get approved and start saving or earning rewards immediately

Tip from Our Experts:

If you’re planning a big purchase — like home improvements, travel, or holiday shopping — the Titanium/Edge Visa® gives you maximum reward potential and six months to pay it off interest-free.

But if you're managing existing balances, the Platinum Advantage Visa® helps you regain control and reduce interest — without hidden fees or gimmicks.

Start saving. Start earning. Start winning with the right Visa® credit card today.

Apply Now– It’s fast, secure, and there’s no obligation.

To find out more, call us today at 901-380-7400 or stop by any of our banking centers.

Apply today!

*APR = Annual Percentage Rate. Offer valid until 7/31/2025 and are subject to change or withdrawal without notice. Buy Now Pay Later is subject to credit qualification. Balance transfers are subject to a per balance transfer fee of $5 or 5% of the balance transfer amount, whichever is greater. Balances cannot be transferred from existing First South Financial loans or credit cards. 10,000 bonus points offer does not apply to existing First South Financial VISA credit cards. Credit cards are subject to approval criteria, not all applicants will qualify. No annual fee.0% for 6 Months on purchases made in the first 90 Days for new Rewards Cards issued. Please see us for complete details. Application and solicitation disclosure.