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Refer your friends and family and you'll both get $50 when they join!*

Low Rates, Big Rides | Auto Loans from 4.49% APR*

Low Rates, Big Rides! Auto Loan Rates as low as 4.49% APR*

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Low Rates. Big Rides. Drive Away for Less Today.

Whether you're ready for a new ride or want to refinance your current auto loan, these stellar low rates will get you on the road for less!

Paying too much for your auto loan? It’s time to take control and start saving!

For a limited time, specially selected consumers can take advantage of this very special offer:

  • Low Rates, Big Rides! Drive off with auto loan rates as low as 4.49% APR*
  • Fast, Easy Approval – Get on the road faster with our streamlined loan process
  • Flexible Terms – Customize your payment plan to fit your budget and lifestyle
  • New or Used, We’ve Got You Covered – Finance your dream car, no matter the model
  • Refinance and Save – Already have a loan elsewhere? Bring it to us and save

Apply today!Speak to an Expert

Buying a car? Just say show me the Carfax!

Sprint Your Savings Forward

Earn more this season with a limited-time 5-month certificate at 4.00% APY* (3.95% rate).

Open a CDCurrent Rates

Find your flow and keep your balance low!

0% APR for 12 months on Balance Transfers PLUS 3X Travel Rewards. Apply & get approved for the Titanium Edge/Platinum Flex Visa®.

Apply NowCurrent Promotions

Not a member? Not a problem.

Opening an account is fast, simple, and can be done entirely online. Click Become a Member below or stop by any First South Financial location with your:

  • Government-issued ID
  • Social Security number
  • Proof of address

Our team will help you find the account that’s right for you and get you started on your financial journey.

Become a MemberSpeak to an Expert

*APR = Annual Percentage Rate. Offer available for a limited time. Stated “rates as low as 4.49% APR” apply to well-qualified applicants. Qualifications, standard approval, and interest rates apply - not all applicants will qualify. 4.49% APR is available for terms up to 36 months. Terms of 37-66 months are eligible for 5.25% APR, terms of 67-78 months are eligible for 5.75% APR. Payments are approximately $157.65 per month for a loan amount of $20,000 at 4.49% APR on a 36 Month term. Rates and offers are subject to change or withdrawal without notice. Please see us for complete details.

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