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Refer your friends and family and you'll both get $50 when they join!*

Home } Credit Cards } VISA Platinum Credit Cards } Fresh Start VISA Platinum Credit Card

VISA Credit Card

Fresh Start Visa Platinum credit card

Because everyone deserves a fresh start

If you need to build or rebuild your credit and need a credit card with fantastic benefits and a great rate, then this card is for you!

Our Fresh Start Credit Card* is not a secured card nor is a co-signer or co-borrower with good credit required.

The card automatically comes with a $250 credit limit which allows you a chance to have access to credit without getting in over your head.

Your timely payments are reported to the credit bureaus which helps to build or rebuild your credit.

And we will review your account periodically to see if you qualify for a higher limit.

For more information, give us a call at 901-380-7401 or stop by any of our banking centers today!

Apply Now

Credit Card Rates
Effective Date: Wednesday, February 5th, 2025
NameAPR
Titanium/Edge 17.50% APR to 18.00% APR*
Platinum Flex/Rewards 15.50% APR to 18.00% APR*
Platinum Advantage 13.50% APR to 18.00% APR*

*Some minimal criteria does apply and not all applicants will qualify. Please see us for complete details. Equal Opportunity Lender. Offers are subject to change or withdrawal without notice. You may access the disclosure here.

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