Grow your savings with a money market!
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Earn up to 2.78% APY* on Money Market Savings!
If you want to keep some of your funds liquid but earn a higher rate of return than a standard checking or savings account, then this is the perfect option for you.
A Money Market account comes with:
- Online banking & Mobile banking
- Access via checks
- Earn 0.70% - 2.78% APY* depending on balance!
- Balances of $250,000 - $499,999 earn 1.78% APY*
- Balances of $500,000+ earn 2.78% APY*
You can make unlimited deposits and up to 6 transfers or withdrawals per month at no charge*. You can open your money market account by calling us at 901-380-7400, visiting any of our banking centers, or by clicking on the “Open a Share” option inside online banking.
Not a member? Not a problem.
Money Markets
Effective Date: Sunday, August 10th, 2025
| Balance | Annual Percentage Yield |
|---|---|
| 0 - $2499.99 | 0.70% APY |
| $2,500 – $14,999.99 | 0.80% APY |
| $15,000 – $24,999.99 | 0.90% APY |
| $25,000 – $49,999.99 | 1.00% APY |
| $50,000 – $99,999.99 | 1.10% APY |
| $100,000 – $249,999 | 1.20% APY |
| $250,000 – $499,999 | 1.78% APY |
| $500,000 and over | 2.78% APY |
| APY = Annual Percentage Yield. All rates subject to change without notice. Call 901.380.7400 for current rate information. The minimum required to open the above accounts is the same as the minimum required to earn corresponding interest. | |
*There is a per withdrawal charge starting with the 7th withdrawal. Please see us for complete details.
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