Platinum Advantage
0.00% APR 12-MONTH INTRODUCTORY RATE FOR BALANCE TRANSFERS! LEARN MORE HERE.
Our Platinum Advantage Credit Card* offers you:
- NO ANNUAL FEE
- Credit limits up to $50,000
- Enhanced security with EMV chip technology
- eStatement option
- Protection against fraud with Falcon Security
- Free online access to your credit card account via online or mobile banking
- Worldwide ATM access
- Tap to pay with our contactless card
Credit Card Rates
Effective Date: Saturday, September 6th, 2025
| Name | APR |
|---|---|
| Titanium/Edge | 17.50% APR to 18.00% APR* |
| Platinum Flex/Rewards | 15.50% APR to 18.00% APR* |
| Platinum Advantage | 13.50% APR to 18.00% APR* |
We also offer many ways to make your credit card loan payments. Learn more about our loan payment options.
Looking to build or rebuild your credit, then the Fresh Start VISA Platinum card is for you!
*You may access the disclosure here. This APR will vary with the market based on the Prime Rate. All credit card applications are subject to approval and not all applicants will qualify. Offers are subject to change or withdrawal without notice. Please see First South Financial for complete details. First South Financial is an equal opportunity lender.
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