Who We Are

First South Financial was founded in 1957. Originally established to serve the personnel on the Naval base in Millington, we have grown into one of the strongest and safest financial institutions in the entire nation, according to all independent rating agencies. We have locations throughout Tennessee and Mississippi along with a full suite of electronic products and services to ensure that our members can bank with us when and how they want.

There are hundreds of financial institutions to choose from, and the majority of those institutions offer similar products and services. We know that products and promotions are not enough to earn your trust and win your business. That is why our focus is on providing our members with exceptional service delivery that is custom tailored to each person's individual needs, while also offering you the best products and services at the best value.  Banking with Friends is our foundational principle and it means that when you are a member of First South Financial you are treated as a friend and that experience is delivered to you through our expression of our Mission, Vision, and Values.

Our Mission

We provide a full range of financial services to members conveniently and efficiently, while ensuring the financial integrity and soundness of the institution.

Our Vision

We envision a community where service is our cornerstone, valuing people before profit, and sharing joy in every interaction. Through safeguarding financial strength and stability, we commit to making lives better. We leverage smart technology investments to empower our members and strive to find a way to say 'yes'. Embodying banking with friends, we foster relationships built on trust, respect, and mutual prosperity, shaping a brighter financial future for all.

Core Values

Through the expression of our Core Values we create an experience and environment that lets you know you are Banking With Friends.

Service - To be the beacon of trust and innovation in the financial industry, empowering our members (those we serve) to achieve their dreams.

Make Lives Better - Through the power of our high-quality financial solutions, exceptional member service, and strong leadership, we improve the quality of our members’ lives through unwavering dedication.

Find a Path to YES - With a commitment to finding a way to say ‘YES,’ we leverage smart technology investments to empower our members.

People before Profit - To revolutionize banking by prioritizing the needs and aspirations of our customers above all else.

Share Joy - To enable the financial prosperity of our members and their communities.

Smart Technology - As an organization, we bring financial empowerment to everyone we serve by leveraging smart technology investments.

Strength and Stability - Our financial strength and stability allow us to be agile, flexible, and creative to customize solutions that meet our member’s needs.