IMPORTANT SECURITY REMINDER - Don't be tricked into giving a scammer your information! 
Scammers can spoof phone numbers to make calls or texts look like they are coming from us, and they may ask for information such as your online/mobile banking login information, temporary passwords, verification codes, or your 16-digit card number and PIN. PLEASE REMEMBER - WE WILL NOT CALL OR TEXT YOU AND ASK FOR THIS INFORMATION. If you think you may have provided sensitive information to a scammer, please contact us at 901.380.7400, stop by your closest banking center, or send us a message via online or mobile banking so we can assist you. If you receive a call or text and are unsure if it legitimate, please hang up/do not text back and contact us.

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VISA Credit Cards

Visa Credit Cards

0.00% APR FOR 12 MONTHS ON BALANCE TRANSFERS! LEARN MORE HERE

Titanium / Edge

Our Ultimate Reward Card! Earn 10,000 bonus points when you spend $1,000 in purchases in the first 90 days!

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Platinum Flex

Flexible rewards with a great low interest rate! Every $1 in purchases = 1 point redeemable for a wide range of items.

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Platinum Advantage

When you want a great low rate every day. This card is perfect for those who carry a monthly balance on their card.

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All of our cards offer you the following benefits:

  • Credit limits up to $50,000
  • Enhanced security with EMV chip technology
  • Tap to pay with our contactless cards
  • Text alerts for transactions and for fraud
  • eStatement option
  • Use our digital banking solution to lock/unlock your card, make a payment, view and dispute transactions and more!

We also offer many ways to make your credit card loan payments. Learn more about our loan payment options.

Looking to build or rebuild your credit, then the Fresh Start VISA Platinum card is for you!

 

Credit Card Rates
Effective Date: Saturday, September 27th, 2025
NameAPR
Titanium/Edge 17.50% APR to 18.00% APR*
Platinum Flex/Rewards 15.50% APR to 18.00% APR*
Platinum Advantage 13.50% APR to 18.00% APR*

 

 

 

Credit Card Account Opening and Solicitation Disclosure

 

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