Personal Investment Options
From growing your savings with our guaranteed-best CD rates to building retirement funds with an IRA, First South is the smart choice to help grow your money and stay on track. Open your account today and move forward with confidence.
Our Certificates of Deposit (CDs) are designed to increase your savings in a safe and secure way.
IRAs can be a great way to supplement a 401(K) or other employer sponsored plan for retirement.
CD and IRA Specials
Take advantage of our great CD and IRA specials today! Whether you're moving new funds or already banking with us, our specials offer great rates while rewarding your relationship with First South. Let your money work harder for you! Check out our CD & IRA Specials.
We'll Beat Your Bank's Rate
You shouldn't have to shop endlessly for the best return on your money or settle for less. First South has the best rates in town on CDs and IRAs. Guaranteed.
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First South Investment Services
First South Investment Services offers a variety of solutions for wealth management, retirement planning, and investing. We'll take the time to understand your goals and help create a personalized plan that fits your financial future. Learn more.
Ready for What's Next? Invest in Your Future Now.
Call 901-380-7400 or stop by any of our banking centers today!
Open an Account CD & IRA Rates
*Offer valid only for currently advertised rates of commercial banks and credit unions headquartered in Memphis, Dyersburg, Jackson, or Nashville TN. Beat the rate offer is only for CDs and IRAs with the same term and deposit amount as our current CDs and IRAs. Tangible proof of rate, term and deposit amount is required. Minimum opening balance for a CD is $1,000 and additional deposits are not allowed. Penalties for early withdrawal and other restrictions may apply. Please consult your tax advisor regarding your eligibility to open an IRA. Cannot be combined with other offers. $50 will be paid if all guidelines and criteria are met and we choose not to beat the rate. $50 will be mailed to you within 14 business days of completing the Redemption Form, which is available at our banking centers. Offer is subject to change or withdrawal without notice. Not available to banks, credit unions, brokered deposits, or other financial institutions. Please see us for complete details. Federally insured by NCUA
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