IMPORTANT SECURITY REMINDER - Don't be tricked into giving a scammer your information! 
Scammers can spoof phone numbers to make calls or texts look like they are coming from us, and they may ask for information such as your online/mobile banking login information, temporary passwords, verification codes, or your 16-digit card number and PIN. PLEASE REMEMBER - WE WILL NOT CALL OR TEXT YOU AND ASK FOR THIS INFORMATION. If you think you may have provided sensitive information to a scammer, please contact us at 901.380.7400, stop by your closest banking center, or send us a message via online or mobile banking so we can assist you. If you receive a call or text and are unsure if it legitimate, please hang up/do not text back and contact us.

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Refer your friends and family and you'll both get $50 when they join!*

Standard Savings Accounts

Standard Savings Account

Open an account

This account is the basis of your relationship with First South Financial and has no monthly service fee. Open with $25 and those funds remain on deposit to secure your ownership share of First South Financial. This is an interest bearing account that provides you with:

You can use your First South Financial Savings Account as a source of overdraft protection for your First South Financial checking account, provided there are available funds** in the account. To open your First South Financial Savings account, click on the “open an account” link located underneath the online banking sign in area.

Open an accountCurrent Rates

*If you use the Visa Debit Card issued with your savings account for purchases, the Standard Savings Account will convert to a Savings Plus Account and there will be a monthly service fee if the account balance falls below the daily minimum balance requirement. Using non-First South Financial ATMs for cash withdrawals may incur fees.

**A per transfer fee may apply. See us for complete details.

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