IMPORTANT SECURITY REMINDER - Don't be tricked into giving a scammer your information! 
Scammers can spoof phone numbers to make calls or texts look like they are coming from us, and they may ask for information such as your online/mobile banking login information, temporary passwords, verification codes, or your 16-digit card number and PIN. PLEASE REMEMBER - WE WILL NOT CALL OR TEXT YOU AND ASK FOR THIS INFORMATION. If you think you may have provided sensitive information to a scammer, please contact us at 901.380.7400, stop by your closest banking center, or send us a message via online or mobile banking so we can assist you. If you receive a call or text and are unsure if it legitimate, please hang up/do not text back and contact us.

Go to main content First South Financial FCU

International Accounts

Other Resources

Refer your friends and family and you'll both get $50 when they join!*

Husband and wife with two daughters standing in front of their home

Conventional Mortgage Loans

First South Financial is a full-service mortgage lender that offers several types of mortgage loans to meet your lending needs.

Visit our latest specials page to see our great mortgage promotions!

These loans have terms up to 30 years, and, unlike our portfolio loans, are sold to another lender after closing. 

They can offer you:

  • LTVs* as high as 97%
  • Jumbo loan options available
  • FHA, VA and other options available

If you're ready to start the process, just click on the Apply Now button to get started!

Apply Now

Do you have a question about our loan products or current rates? Give us a call or send us an email and we'll get back with you promptly.

Call NowSend Email

GETTING PRE-APPROVED

KNOW YOUR FINANCING OPTIONS BEFORE YOU START TO SHOP

Learn More

*LTV – Loan to Value. Closing costs do apply. Loans are subject to approval criteria, not all applicants will qualify. Payment Example: A 10 year fixed first mortgage loan with a 3.00% APR will have a payment of approximately $9.66 per thousand, which does not include insurance and taxes. Your payment may vary. Offers are subject to change or withdrawal without notice, please see us for complete details. Equal housing lender.NMLS # 410640.

Car & Home Insurance. Get a quote.

Go to main navigation