First South Financial's Field of Membership

Our field of membership includes:

• Employees of companies who work in or are paid in Tennessee locations (please contact us for the complete list)
• Members of the Financial Fitness Association
• Members and employees of associations who qualify for membership in accordance with their charter and bylaws (please contact us for the complete list)
• Members of record as of July 29, 2024, the effective date of our conversion from a state to a federal charter
• Persons who live, work (or regularly conduct business in), worship or attend school in, businesses and other legal entities located within the following prescribed areas:
• The following census tracts in Carrol, Chester, Crockett, Dyer, Gibson, Hardeman, Haywood, Henderson, Henry, Lake, Lauderdale, Madison, McNairy, Obion, or Weakly counties:
  • 47017962000, 47017962201, 47017962300, and 47017962500 Carrol County, TN, 47023970100, 47023970200, and 47023970300 Chester County, TN 47033961000, 47033961100, 47033961200, 47033961300, and 47033961400 in Crockett County, TN 47045964000, 47045964200, 47045964300, 47045964400, 47045964500, 47045964600, 47045964800, and 47045964900 in Dyer County, TN 47053966100, 47053966400, 47053966500, 47053966700, 47053966800, 47053966900, 47053967000, and 47053967300 in Gibson County, TN 47069950200, 47069950400, and 47069950600 in Hardeman County, TN 47075930100, 47075930200, 47075930301, 47075930302, 47075930400, and 47075930500 in Haywood County, TN 47077975000, 47077975100, 47077975300, 47077975400, and 47077975500 Henderson County, TN, 47079969200, 47079969300, 47079969400, 47079969500, 47079969600, 47079969700, and 47079969800 in Henry County, TN 47095960100 and 47095960200 in Lake County, TN 47097050100, 47097050200, 47097050300, 47097050400, 47097050503, 47097050504, 47097050505, 47097050506, and 47097050600 in Lauderdale County, TN 47109930100, 47109930200, 47109930300, 47109930400, 47109930500, 47109930600, and 47109930700 in McNairy County, TN 47113000100, 47113000200, 47113000300, 47113000400, 47113000500, 47113000600, 47113000700, 47113000800, 47113000900, 47113001000, 47113001100, 47113001300, 47113001401, 47113001402, 47113001501, 47113001502, 47113001603, 47113001604, 47113001605, 47113001606, 47113001607, 47113001608, 47113001609, 47113001610, 47113001700, 47113001800, and 47113001900 in Madison County, TN 47131965900 in Obion County, TN 47183968101, 47183968102, 47183968202, 47183968203, 47183968300, 47183968400, 47183968500, 47183968600, and 47183968700 in Weakley County, TN.
• The following census tracts in Memphis-Clarksdale-Forrest City, TN-MS-AR Combined Statistical Area:
  • 05035030101, 05035030102, 05035030201, 05035030202, 05035030301, 05035030302, 05035030503, 05035030601, 05035030602, 05035030701, 05035030702, 05035030703, 05035030803, 05035030804, 05035030805, 05035030806, 05035030807, 05035031000, 05035031100,and 05035031200 in Crittenden County, AR 05123960100, 05123960201, 05123960202, 05123960300, 05123960400, 05123960500, and 05123960600 in St. Francis County, AR 28033070101, 28033070102, 28033070210, 28033070310, 28033070322, 28033070323, 28033070324, 28033070325, 28033070411, 28033070412, 28033070421, 28033070422, 28033070521, 28033070522, 28033070523, 28033070610, 28033070632, 28033070633, 28033070635, and 28033071200 in DeSoto County, MS 28093950101, 28093950102, 28093950201, 28093950202, 28093950302, 28093950401, 28093950402, 28093950501, and 28093950502 in Marshall County, MS 28137950100, 28137950202, 28137950301, and 28137950400 in Tate County, MS 28143950101,28143950102, 28143950200, and 28143980000 in Tunica County, MS 47047060300, 47047060501, 47047060502, 47047060600, 47047060702, and 47047060800 in Fayette County, TN 47157000100, 47157000200, 47157000300, 47157000400, 47157000600, 47157000700, 47157000800, 47157000900, 47157001100, 47157001200, 47157001300, 47157001400, 47157001500, 47157001600, 47157001700, 47157001900, 47157002000, 47157002100, 47157002400, 47157002500, 47157002600, 47157002700, 47157002800, 47157002900, 47157003000, 47157003100, 47157003200, 47157003300, 47157003400, 47157003500, 47157003600, 47157003700, 47157003800, 47157003900, 47157004200, 47157004300, 47157004500, 47157004600, 47157005000, 47157005300, 47157005500, 47157005600, 47157005700, 47157005800, 47157005900, 47157006000, 47157006200, 47157006300, 47157006400, 47157006500, 47157006600, 47157006700, 47157006800, 47157006900, 47157007000, 47157007100, 47157007200, 47157007300, 47157007400, 47157007500, 47157007810, 47157007821, 47157007822, 47157007900, 47157008000, 47157008110, 47157008120, 47157008200, 47157008700, 47157008800, 47157008900, 47157009100, 47157009300, 47157009400, 47157009501, 47157009700, 47157009800, 47157009901, 47157009902, 47157010001, 47157010002, 47157010120, 47157010121, 47157010122, 47157010210, 47157010220, 47157010300, 47157010500, 47157010610, 47157010620, 47157010630, 47157010710, 47157010720, 47157010810, 47157010820, 47157011010, 47157011020, 47157011100, 47157011200, 47157011300, 47157011401, 47157011402, 47157011500, 47157011600, 47157011700, 47157011800, 47157020101, 47157020210, 47157020221, 47157020222, 47157020301, 47157020302, 47157020400, 47157020511, 47157020521, 47157020523, 47157020524, 47157020531, 47157020532, 47157020541, 47157020542, 47157020543, 47157020544, 47157020610, 47157020621, 47157020622, 47157020633, 47157020635, 47157020651, 47157020658, 47157020835, 47157021020, 47157021022, 47157021023, 47157021111, 47157021112, 47157021113, 47157021121, 47157021122, 47157021126, 47157021356, 47157021357, 47157021545, 47157021620, 47157021710, 47157021721, 47157021724, 47157021725, 47157021731, 47157021744, 47157021746, 47157021747, 47157021751, 47157021752, 47157021754, 47157021755, 47157021756, 47157021757, 47157021758, 47157021759, 47157021760, 47157021900, 47157022023, 47157022024, 47157022025, 47157022026, 47157022111, 47157022121, 47157022122, 47157022130, 47157022131, 47157022132, 47157022210, 47157022220, 47157022310, 47157022321, 47157022322, 47157022330, 47157022410, 47157022500, 47157022600, 47157022700, 47157980100, 47157980200, and 47157980300 in Shelby County, TN 47167040100, 47167040200, 47167040302, 47167040303, 47167040304, 47167040400, 47167040500, 47167040601, 47167040602, 47167040700, and 47167041000 in Tipton County, TN.
• The following census tracts in Nashville-Davidson-Murfreesboro, TN Combined Statistical Area:
  • 47015960100 and 47015960201 in Cannon County, TN 47021070104 and 47021070202 in Cheatham County, TN 47037010104, 47037010105, 47037010301, 47037010302, 47037010303, 47037010401, 47037010403, 47037010404, 47037010502, 47037010601, 47037010602, 47037010702, 47037010801, 47037010802, 47037010903, 47037010904, 47037011001, 47037011300, 47037011400, 47037011800, 47037011900, 47037012600, 47037012701, 47037012702, 47037012801, 47037012802, 47037013201, 47037013300, 47037013600, 47037013701, 47037013702, 47037013800, 47037013900, 47037014200, 47037014300, 47037014400, 47037014800, 47037015100, 47037015404, 47037015501, 47037015502, 47037015609, 47037015613, 47037015614, 47037015615, 47037015618, 47037015620, 47037015623, 47037015625, 47037015626, 47037015627, 47037015628, 47037015629, 47037015630, 47037015632, 47037015634, 47037015635, 47037015636, 47037015637, 47037015700, 47037015804, 47037015805, 47037015806, 47037015900, 47037016000, 47037016100, 47037016200, 47037016300, 47037016500, 47037016600, 47037017200, 47037017300, 47037017401, 47037017402, 47037017500, 47037018101, 47037018901, 47037018905, 47037019003, 47037019004, 47037019007, 47037019008, 47037019105, 47037019108, 47037019109, 47037019110, 47037019111, 47037019118, 47037019200, 47037019300, 47037019401, 47037019402, 47037019501, 47037019502, 47037019503, 47037019600,and 47037980100 in Davidson County, TN 47043060100, 47043060201, 47043060501, 47043060601, 47043060602, and 47043060700 in Dickson County, TN 47111970100, 47111970301, 47111970302, and 47111970400 in Macon County, TN 47149040104, 47149040106, 47149040107, 47149040303, 47149040304, 47149040305, 47149040311, 47149040404, 47149040405, 47149040502, 47149040901, 47149041000, 47149041401, 47149041404, 47149041405, 47149041406, 47149041407, 47149041500, 47149041601, 47149041602, 47149041700, 47149041800, 47149041900, 47149042000, 47149042101, 47149042102, and 47149042200 in Rutherford County, TN 47159975100, 47159975200, 47159975300, and 47159975400 in Smith County, TN 47165020101, 47165020102, 47165020203, 47165020205, 47165020208, 47165020209, 47165020300, 47165020503, 47165020700, 47165020800, 47165020904, 47165020905, 47165021009, 47165021104, 47165021105, 47165021106, and 47165021107 in Sumner County, TN 47169090100 and 47169090200 in Trousdale County, TN 47189030102, 47189030401, 47189030402, 47189030500, 47189030600, 47189030700, 47189030800, 47189030904, 47189030905, 47189030906, and 47189030907 in Wilson County, TN.
• Spouses of persons who died while within the field of membership; employees of this credit union; persons retired as pensioners or annuitants from the above employment; volunteers; members of their immediate family or household; organizations of such persons; and corporate or other legal entities in this charter.

There are several ways to join First South Financial. If you have any questions, please don't hesitate to contact us at 901-380-7400 or mail@firstsouth.com.