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First South Checking Accounts

Checking Accounts

Standard Checking

This interest bearing checking account offers you all the benefits you want without all the fees you don’t.

Student Checking

In college, every penny counts. That’s why we offer this no-fee checking account to help you make your money go farther.

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Savings Plus Account

If you need a checking account but don’t need checks, then this account is for you. Get started today!

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Youth Checking

This free checking account is designed perfect for those 14 - 17 taking the steps to manage their financial journey.

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@NYWHERE Checking

Got a mobile lifestyle? Like to do all your banking remotely? Don't need to go to a branch? Then this account is for you.

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High-Yield Checking

Earn more for your everyday banking with us! Earn an above-market rate on balances up to $10,000 and get ATM fee refunds!

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Not sure which checking account is best for you? This comparison chart might help.

Items	Standard	@nywhere checking**	High Yield Checking***	Student	Savings Plus	Money Market	Health Savings	Youth
Opening Amount	None	None	None	None	None	None	None	None
Minimum Balance Requirement	$200.00*	$200.00*	$500.00*	None	$200.00*	$2,500.00*	N/A	None
Monthly Service Fee	$12.00*	$12.00*	$12.00*	None	$12.00*	$15.00*	$3.95	None
Visa Contactless Debit Cards
Online & Mobile Banking Access
eAlerts
Overdraft Privilege
ATM fees Refunded?		, up to $15 a month**	, up to $15 a month**
Bill Pay Fees Refunded?		**

*If the balance falls below the minimum balance requirement a monthly service fee will apply.

**This account can only be opened online. These benefits require the use of eStatements, at least 15 debit card purchases or payments and no branch or call center transactions in a month's time. Fees are charged and then refunded. Please see the @nywhere checking page for complete details.

***This account has minimums for direct deposit, debit card transactions and daily balance to earn the high yield. Please see our High Yield Checking page for complete details.

Current Rates

REORDER CHECKS

You may reorder your checks at any time. This cannot be used if you are ordering checks for the first time. If this is your first check order please call us at 901-380-7400 or stop by any one of our banking centers.

Reorder Checks

ABA ROUTING NUMBER

Our ABA Routing number is 284085375. If you need your checking or savings account number, you can find them inside online banking or call us at 901-380-7400.

DIRECT DEPOSIT/PAYROLL DEDUCTION/DEPOSITS

Access our direct deposit/payroll deduction form here or within online banking.

You can make deposits in person at any of our banking centers and some of our ATMs. Need to deposit a check and we're not open? No problem! Use our mobile banking app!

Need a deposit slip? You can access one by clicking here.

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