INCLEMENT WEATHER UPDATE FOR FRIDAY, JANUARY 10, 2025: To ensure the safety of our staff and members, we will be closed today.  We will continue to serve our members through the call center and digital messaging. Please continue to check the website for changes or modifications to our schedule as we continue to monitor the weather through the weekend.  We apologize for any inconvenience and appreciate your patience. Account information is available at any time via online or mobile banking.

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Refer your friends and family and you'll both get $50 when they join!*

Home } Credit Cards } Credit Card Specials

0% for 12 months for balance transfers—All Cards!

All Credit Cards - Save More, Pay Less!

Transfer your higher interest balances to your First South Visa and get 0% APR* interest for 12 months!

Apply today!

Credit Card Rates
Effective Date: Friday, January 10th, 2025
NameAPR
Titanium/Edge 17.50% APR to 18.00% APR*
Platinum Flex/Rewards 15.50% APR to 18.00% APR*
Platinum Advantage 13.50% APR to 18.00% APR*

901-380-7400 or stop by any of our banking centers.

Apply today!

*APR = Annual Percentage Rate. Offer valid until 1/31/2025 and are subject to change or withdrawal without notice. Buy Now Pay Later is subject to credit qualification. Balance transfers are subject to a per balance transfer fee of $5 or 5% of the balance transfer amount, whichever is greater. Balances cannot be transferred from existing First South Financial loans or credit cards. 10,000 bonus points offer does not apply to existing First South Financial VISA credit cards. Credit cards are subject to approval criteria, not all applicants will qualify. No annual fee. Please see us for complete details. Application and solicitation disclosure.

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